Prepare for the Ohio Surety Bail Agent Exam. Access flashcards and multiple-choice questions, featuring hints and explanations. Ensure you're ready for your certification test!

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

Practice this question and more.


What must an insurer do to officially appoint an insurance agent?

  1. File a notice of appointment with the state attorney general

  2. Submit a written application to the agent

  3. File a notice of appointment with the superintendent of insurance

  4. Notify all current license holders

The correct answer is: File a notice of appointment with the superintendent of insurance

To officially appoint an insurance agent, an insurer must file a notice of appointment with the superintendent of insurance. This requirement ensures that the state's regulatory authority is informed of the relationship between the insurer and the agent. It helps maintain oversight of agents operating within the state and ensures that they are properly licensed to conduct business. The involvement of the superintendent of insurance is critical as this office oversees insurance practices, regulates agents, and ensures compliance with state laws. By filing this notice, the insurer formalizes the appointment, allowing the agent to legally represent the insurer in transactions involving insurance policies. The other options suggest various actions that do not fulfill the legal requirement of appointment. For instance, filing with the state attorney general or notifying current license holders does not pertain to the formal appointment process, and submitting a written application to the agent does not constitute an official action by the insurer.